2021-22 Financial Aid Packages

Information is available on this page on the following topics:

#AwardGenGeneral Financial Aid Information
#AwardCheckCheck the Status of Your Financial Aid
#AwardII. Your Financial Aid
#AwardIIII. Financial Aid Advisers
#AwardIIIIII. Your Financial Aid Package
#AwardIVIV. Overmet Need
#AwardVV. Financial Aid Programs
#AwardVIVI. Enrollment Requirements
#AwardVIIVII. Receiving Your Aid
#AwardVIIIVIII. Federal Verification
#AwardIXIX. Satisfactory Academic Progress
#AwardXX. Withdrawal and Refunds
#AwardXIXI. Additional Information

Students should take the time to read all the information provided carefully. A printable PDF is available to keep with your other financial aid documents for future reference. View PDF http://www.sfa.ufl.edu/pub/brochures/2122awardguide.pdf“2021-22 Financial Aid Package” information.

To receive assistance with your financial aid questions and additional information about financial aid, https://www.sfa.ufl.edu/contact-sfa/https://www.sfa.ufl.edu/contact-sfa/contact a financial aid adviser. The Office of Student Financial Aid and Scholarships is open Monday-Friday, 8am-4:30pm (excluding holidays and university closings).

View video on YouTube https://www.youtube.com/watch?v=CAt0Yjzh2aI“Financial Aid Package and Summary”.

https://www.sfa.ufl.edu/pub/other/SFAFinancialAidSummary2021.pdf

View PDF of https://www.sfa.ufl.edu/pub/other/SFAFinancialAidSummary2021.pdf“Financial Aid Summary” information.

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General Financial Aid Information

SFA has considered your eligibility for grants, scholarships, part-time employment, and loans, and your aid package represents the best aid possible, given our available funds and guidelines for each program. This offer reflects our confidence in your ability to complete your college studies.

Your financial aid package and summary contains important information about your financial aid offer, including specific information about your obligations when you receive aid. It provides the names of your expected financial aid, along with their estimated amounts, itemized by semester. It also contains information on how to accept this aid, how to report additional outside resources, and important facts about how you will receive your financial aid.

For your own benefit, please take the time to read all the information provided carefully. You are responsible for being aware of all eligibility requirements and application procedures. Please understand that if you refuse any of the aid listed on your financial aid package at https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF, the university is not required to replace that aid with funds from other programs.

If you have questions after reading this information, http://www.sfa.ufl.edu/contact-sfa/http://www.sfa.ufl.edu/contact-sfa/contact a financial aid adviser for further assistance.

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Check the Status of Your Financial Aid

Keep track of your financial aid file and aid offer on UF’s https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF website. Visit http://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.edu and select “Login with Gatorlink.” Login with your Gatorlink username and password. In the new window that appears, scroll down to the “Financial Aid” section and select the correct aid year (2021-2022). On the financial aid summary page that appears, you can view your satisfactory academic progress status, estimated cost of attendance, financial aid package (grants, scholarships, work-study, loans) along with your expected family contribution, if a FAFSA was completed.

Your cost of attendance includes two types of costs: (1) Direct Costs (costs that are paid directly to UF, such as tuition, fees, UF housing and on-campus Gator Dining plans); and (2) Indirect Costs (costs that are paid by the student, which may include off-campus housing, off-campus food, transportation, textbooks, school supplies, computer, phone, and personal expenses such as laundry, toiletries, and minor miscellaneous expenses).

“Related Links” at the top of the financial aid summary page direct you to “Contacting a Financial Aid Adviser,” “Direct Deposit, “Authorize Information Release,” and “College Financing Plan” information. Also on ONE.UF, you can take action on student loans; complete verification forms and other financial aid documents; report additional aid you are receiving; update your address with UF; and grant permission to have your financial aid pay all UF charges.

In accordance with the Federal Family Educational Rights and Privacy Act of 1974 (FERPA) (20.U.S.C. 1232g), also known as the Buckley Amendment, and Section 228.093 of the Florida Statutes, the Office for Student Financial Aid and Scholarships (SFA), University Bursar (UB), and Business Services are prohibited from releasing information concerning a student’s financial aid status and any financial records without the written consent of the student. If you would like SFA, UB, or Business Services to discuss your financial records with third parties (such as parents or scholarship donors), you will need to complete the http://www.sfa.ufl.edu/process/additional-information/info-release“Student Authorization to Release Financial Information” form found at https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF.

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I. YOUR FINANCIAL AID

Your financial aid offer was developed according to federal, state, and institutional regulations to help meet your financial need for the period of August 2021 to May 2022. All financial aid depends on available funds and are based on full-time enrollment. UF has the right to change or cancel aid if funds are unavailable, if your application contains incorrect data, if your financial situation changes, or if you do not enroll full-time.

If there is a change in your eligibility, you will receive a revised aid notification. Revised aid notices and other important financial aid notices will be sent to your Gatorlink email address. Some correspondence is sent through the U.S. Postal Service; therefore, you must also keep your “Local Home Data” and your “Permanent Home Data” up to date in the UF Directory.

Keep track of your financial aid file and aid offer at https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF. Visit http://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.edu and select “Login with Gatorlink.” Login with your Gatorlink username and password. In the new window that appears, scroll down to the “Financial Aid” section and select the correct aid year (2021-2022). On the financial aid summary page that appears, you can view your satisfactory academic progress status, estimated cost of attendance, financial aid package (grants, scholarships, work-study, loans) along with your expected family contribution (if a FAFSA was completed).

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II. FINANCIAL AID ADVISERS

If you have a question about your aid or need financial aid assistance, contact a financial aid adviser between 8:00 am and 4:30 pm, Monday through Friday. Students can find contact information for financial aid advisers at http://www.sfa.ufl.edu/contact-SFAhttp://www.sfa.ufl.edu/contact-SFA.

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III. YOUR FINANCIAL AID PACKAGE

Take Action on Your Financial Aid

To Decline, Reduce, or Accept your aid offer, read the “Financial Aid Programs” and “Receiving Your Aid” sections of this guide; then go to http://one.uf.edu and select “Login with Gatorlink.” Login with your Gatorlink username and password. In the new window that appears, scroll down to the “Financial Aid” section and select the correct aid year (2021-2022). On the financial aid summary page that appears, scroll down to “Aid Package” and select any aid that has a “Take Action” button. Students can decline, reduce or accept from the instructions on the screen.

Also on https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF, view “Action Items,” then choose “To-Dos” to complete any and all requirements to receive the aid you have been offered.

Update Your Financial Aid

Report Additional Aid:
If you are receiving aid not listed on your financial aid package (including aid from private organizations, foundations, and any aid paid directly to you), go to http://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.edu and select “Login with Gatorlink.” Login with your Gatorlink username and password. In the new window that appears, scroll down to the “Financial Aid” section and select the correct aid year (2021-2022). On the financial aid summary page that appears, students can “Report Additional Aid.” Select “+ Add Additional Aid” and follow the directions on the screen. Do not report UF Scholarships, Bright Futures Scholarships, Florida Prepaid, or Private Loans.

To Appeal Your Financial Aid:
If you think an aspect of your financial situation has been overlooked that would affect the evaluation of your need, you are entitled to submit a Financial Aid Revision Petition available from an SFA financial aid adviser https://www.sfa.ufl.edu/contact-sfahttps://www.sfa.ufl.edu/contact-sfa. March 1–June 1 is the preferred time period in which to petition your financial aid.

Financial Aid Offers

Financial aid programs listed on your aid package are only predictions of what you may be eligible to receive. They are NOT official aid commitments. You must meet all program eligibility requirements to receive a disbursement from any aid program.

– If a Florida Student Assistance Grant is part of your aid offer, information from your FAFSA and the State of Florida was used to predict this grant based on full-time enrollment. You must meet all eligibility criteria to receive funds.

– If a Florida Bright Futures (Florida Academic or Florida Medallion) or a José Martí Scholarship Challenge Grant, Rosewood Family Scholarship, Benacquisto Scholarship, Florida Farmworkers Student Scholarship, or Scholarship for Children & Spouses of Deceased or Disabled Veterans is part of your aid offer, information from UF admissions files and the State of Florida was used to predict your eligibility. Determination of eligibility is made by the Florida Department of Education. The actual amount you receive will be calculated after the drop/add period of each semester.

– If a Federal Pell Grant is part of your aid offer, the prediction of your grant was based on full-time status and information from your FAFSA. The actual amount you receive will depend on your enrollment status and on the Expected Family Contribution (EFC) listed on your Federal Student Aid Report. Your grant will be calculated after the drop/add period of each term.

– If a Presidential, UF Gold, UF Platinum, Admissions Alumni, Sunshine, Admission Honors, or Gator Nation Scholarship is part of your aid offer, information from the UF Admissions Office was used to predict your eligibility. Final determination of recipients will be made by the UF Admissions Office.

– If Federal Direct Subsidized or Unsubsidized Loans are a part of your aid offer, you will need to take action on the loan in order for it to be disbursed to you.

– If a Federal Direct PLUS Loan is a part of your aid offer, the loan is for informational purposes only. To receive this loan, PLUS applicants must complete the PLUS application at https://studentaid.govhttps://studentaid.gov. All PLUS loans are subject to credit approval.

If you do not want the loan, use the “Take Action” button on your https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF Aid Package to decline it.

– If a National Merit Award is listed as part of your aid offer, information from the UF Admissions Office was used to predict your eligibility for this scholarship. Final determination for these scholarships will be made by the UF Admissions Office and National Merit Corporation.

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IV. OVERMET NEED

If the total amount of your aid exceeds your gross financial need as a result of you receiving additional outside aid (such as a scholarship or fellowship) not listed on your aid package, or due to a change in your expected family contribution, your need is considered overmet. Certain federal programs require UF to adjust aid to eliminate overmet need; others, such as Federal Pell Grant and private scholarships, do not require this. If you receive funds that cause your need to be overmet, you may be required to repay the overmet amount. You will be notified should this occur.

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V. FINANCIAL AID PROGRAMS

Following is a brief description of programs that may appear on your aid package. For more information, refer to SFA’s website at http://www.sfa.ufl.eduhttp://www.sfa.ufl.eduhttp://www.sfa.ufl.edu.

Grants
Grants are offered to students with the greatest financial need, who are making satisfactory academic progress in a degree-seeking program. They do not have to be repaid.

Federal Pell Grant
The Federal Pell Grant program is the largest federally funded undergraduate grant program. Your grant is based on your enrollment status and on your Expected Family Contribution (EFC) as determined by a federally established formula. Full-time grants range from $650 to $6,495 per academic year.

Federal Supplemental Educational Opportunity Grant (FSEOG)
FSEOG is a federally funded grant program offered to undergraduates who demonstrate exceptional financial need. Aid offers generally range from $100 to $2,000 per academic year.

Teacher Education Assistance for College and Higher Education (TEACH) Grant
The TEACH Grant is a federally funded program that provides up to $4,000 per year in grants for graduate and undergraduate students who intend to teach full-time, for at least four years, in high-need subject areas at schools serving students from low-income families. Part-time students are eligible, but the maximum grant will be reduced.

To receive the grant, students must be enrolled in one of UF’s TEACH Grant eligible programs, as determined by UF’s College of Education and complete a TEACH Grant application annually. Note: if students do not fulfill ALL program requirements, TEACH Grants must be repaid as Federal Direct Unsubsidized Stafford Loans. Interest will accrue from the date of the original disbursement.

Florida Student Assistance Grant (FSAG)
FSAG is a need-based, state grant program for undergraduate students attending eligible Florida institutions. Recipients must meet Florida residency requirements for state student aid and be enrolled in eligible academic degree programs. Aid offers range from $200 to $2,610 per academic year.

I. Douglas Turner Grant
This UF-funded grant program is offered by SFA to undergraduates who demonstrate exceptional financial need. Aid offers generally range from $200 to $5,000 per academic year.

UF Graduate and Professional Grants
These UF-funded grants are offered by SFA to graduate and professional students who demonstrate exceptional financial need and are enrolled at least half-time. Aid offers generally range from $100 to $3,000 per academic year.

UF Excellence Grants
These UF-funded grants are offered by SFA to undergraduate students who demonstrate exceptional financial need and are enrolled at least half-time. Aid offers vary based on financial need. Funding is limited to 4 years of undergraduate study.

UF Orange & Blue Grants
These UF-funded grants are offered by SFA to undergraduate students who demonstrate financial need and are enrolled at least half-time. Aid offers vary based on available funding.

UF Undergraduate Grants
These UF-funded grants are offered by SFA to undergraduate students who demonstrate exceptional financial need and are enrolled at least half-time. Aid offers generally range from $100 to $3,000 per academic year. Additional grant funds are available to students classified as out-of-state for tuition purposes. Funding is limited to 4 years of undergraduate study.

UF Welcome Grants
The UF Welcome Grant is a one-time payment to assist undergraduate students with initial expenses, and to provide financial assistance until after the drop/add period ends and other financial aid can be disbursed.

Scholarships
Scholarships are aid that are based on grades, financial need, or special criteria and do not have to be repaid. Students do not have to work or perform service to receive scholarship funds.

Florida Bright Futures Scholarship
This State of Florida scholarship program has two levels: the Florida Academic Scholars and the Florida Medallion Scholars. Each scholarship has different academic eligibility criteria and offers a different amount based upon enrollment. The top-ranked scholar from each school district receives an additional amount, also based upon enrollment, called the Florida Top Scholars Award.

Students will be required to repay the amount for any course dropped or withdrawn unless the student appeals for, and is granted, an exception.

UF Admissions Office Scholarships
The UF Office of Admissions offers academic scholarships to incoming freshmen and transfer students based on academic ability and achievement.

State of Florida Scholarships
The State of Florida Office of Student Financial Assistance (OSFA) administers the José Martí Scholarship Challenge Grant, the Rosewood Family Scholarship, the Benacquisto Scholarship, the Florida Farmworker Student Scholarship, and the Scholarship for Children & Spouses of Deceased or Disabled Veterans. Each program has specific eligibility requirements, application procedures, scholarship amounts, and renewal requirements.

For more information visit the OSFA website at https://www.floridastudentfinancialaidsg.org/SAPHomehttps://www.floridastudentfinancialaidsg.org/SAPHome.

Machen Florida Opportunity Scholarship
This scholarship program is offered by SFA to incoming freshmen who are first-generation, first time in college, Florida residents whose FAFSA results are received and who meet specific income guidelines are considered. A limited number of scholarships are offered and scholarship amounts vary depending on the student’s need, as determined from the FAFSA.

SFA-Administered Scholarships
Many privately funded scholarships are available through the University and are offered by SFA. Scholarships are offered based on guidelines provided by donors. The value ranges from $200 to $3,000 per academic year. Full-time enrollment and satisfactory academic progress are required to receive funds and a FAFSA must be completed. A complete list of these scholarships is available on the SFA website at http://www.sfa.ufl.edu/types-of-aid/scholarshipshttp://www.sfa.ufl.edu/types-of-aid/scholarships.

Student Loans
Borrowing money for college is a serious financial obligation, and students should carefully consider the amount of debt they incur. In addition to principal borrowed, interest is charged for use of funds.

Most long-term student loans have interest rates that range from 4% to 5% and offer deferred repayment provisions.

Interest rates for all Direct Loans are subject to change. Check the SFA website for current rates.

Further information on federal loans (including current rates) is available through the U.S. Department of Education at http://studentaid.gov. Interest rates and other information on UF institutional loans can be found at http://www.sfa.ufl.edu/types-of-aid/loanshttp://www.sfa.ufl.edu/types-of-aid/loans.

Federal Direct Loan Program
The Direct Loan Program consists of the Subsidized Stafford, the Unsubsidized Stafford, and the PLUS loan programs. To receive a Federal Direct Loan, you must be enrolled at least half-time and have completed a FAFSA.

Subsidized Loans are loans for undergraduate students with financial need, as determined by cost of attendance minus expected family contribution and other financial aid (such as grants or scholarships). Subsidized loans do not accrue interest while the student is enrolled at least half-time.

Unsubsidized Loans are loans for students that are not based on financial need. Eligibility is determined by your cost of attendance minus other financial aid (such as grants or scholarships). Interest is charged during in-school, deferment, and grace periods. Unlike a subsidized loan, you are responsible for the interest from the time the unsubsidized loan is disbursed until it’s repaid in full. You can choose to pay the interest or allow it to accrue and be capitalized (added to the principal amount of the loan). Capitalizing the interest will increase the total amount you have to repay.

Both subsidized and unsubsidized loans have a fixed interest rate, and repayment is deferred until a student graduates, withdraws, or enrolls less than half-time.

Federal Direct PLUS/Graduate PLUS Loans are for parents of dependent undergraduate students and for eligible graduate students. Parents or graduate students may borrow up to the cost of attendance minus other financial aid through the PLUS Program. There are no aggregate loan limits. Borrowers cannot have an adverse credit history. Repayment begins within 60 days after final loan disbursement, unless the borrower is eligible for a deferment.

Parent and Grad PLUS borrowers must complete the application at http://studentaid.govhttp://studentaid.govhttp://studentaid.govhttp://studentaid.govhttp://studentaid.gov.

University of Florida Long-Term Loans
SFA offers these university and/or private donor, need-based loans, including the SAFE Loan, the Meril S. Beers Loan, the Cora B. Pilling Loan, the John G. and Fannie F. Ruge Memorial Loan, the Hart R. Stringfellow Loan, and the Arthur L. Wallace Loan. Most long-term student loans offered by UF have interest rates of 5% and may offer deferred repayment provisions.

Each UF long-term loan has its own disclosure documentation. Promissory notes and disclosure notices must be signed and returned to the University Bursar (UB) in S-113 Criser Hall before loans can be disbursed. More detailed information and disclosure notices, can be found on SFA’s website at http://www.sfa.ufl.edu/types-of-aid/loans/uf-long-term-loanshttp://www.sfa.ufl.edu/types-of-aid/loans/uf-long-term-loans.

Employment
Part-time employment is available for students through the Federal Work Study (FWS), Student Other Personnel Services (STAS), and Florida Work Experience (FWEP) programs. In order to be eligible, an individual must be a UF degree-seeking student enrolled at least half-time. Students, on average, work between 10 and 20 hours per week, earn at least Florida’s minimum wage per hour, and are paid on a biweekly schedule.

Job opportunities exist for all students whether or not they are eligible for financial aid. Students can view available job postings by going to http://jobs.ufl.eduhttp://jobs.ufl.edu. For more information on student employment, go to http://www.sfa.ufl.edu/types-of-aid/employmenthttp://www.sfa.ufl.edu/types-of-aid/employment.

Federal Work Study (FWS)
FWS is a federally funded, need-based, student work program (including the Federal Community Service component) which is offered by SFA. Students participating in the FWS program must maintain satisfactory academic progress. To view this aid, login with your Gatorlink username and password at http://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.edu. In the new window that appears, scroll down to the “Financial Aid” section and select the correct aid year (2021-2022). On the financial aid summary page that appears, scroll down to “Aid Package” and “Work Study.” To receive FWS, students must look for Work-Study positions at https://jobs.ufl.eduhttps://jobs.ufl.edu.

Florida Work Experience Program (FWEP)
FWEP is a state-funded, need-based, student work program which is offered by SFA.

Student Other Personnel Services (STAS)
STAS employment is an institutionally and state-funded program which is not based on financial need. Applications for this program are open year-round. While students employed under the STAS salary plan do not have to demonstrate need, they are required to maintain a minimum 2.0 grade point average. The department will verify your enrollment status before appointing you. Students can provide the hiring department a copy of their semester schedules, available on https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF.

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VI. ENROLLMENT REQUIREMENTS

To receive federal aid, students must be enrolled in coursework required for their degree. Furthermore, most aid programs require students to be enrolled at least half-time; however, due to limited funds, priority is given to full-time students. Federal Pell Grants, TEACH Grants, FSAG, and Florida Bright Futures are prorated according to enrollment status. Students who enroll less than full-time may have their aid adjusted after the drop/add period. Please refer to the following chart for minimum enrollment eligibility requirements.

Classification	Full-Time*		Half-Time*
	Fall/Spring	Summer	Fall/Spring	Summer
Undergraduate/Postbaccalaureate	12	12	6	6
Graduate	9	8	5	4
Law (JD)	10	5	5	3
Medical, Dental, Vet Med	1	1	1	1

* Credit hours for minimum enrollment eligibility requirements

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VII. RECEIVING YOUR AID

Address Policy
You are responsible for keeping your current “UF Business Email Address,” your “Local Mailing Address,” AND your “Legal Address” up to date in the UF Directory. Update these using myUFL at http://www.my.ufl.eduhttp://www.my.ufl.edu.

Disbursement
Students receive financial aid by Direct Deposit from the University Bursar (UB), generally after classes begin and as soon as aid is available. Direct Deposit is required for the delivery of financial aid funds for students and recommended for Parent PLUS borrowers.

UB disburses aid only after verifying enrollment status and making sure students have no financial or academic holds on their records. All current term unpaid tuition/fees, UF housing charges, and UF Bookstore charges are deducted from students’ financial aid before disbursement. Other accounts receivable charges, such as parking and library fines, and meal plans may be deducted upon completion of a UF permissions form, available at http://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.edu. Financial aid may not be used to pay prior-term tuition/fees.

Important Loan Disbursement Information

Loan Entrance Counseling
Before loans can be disbursed, first-time Federal Direct Stafford and Federal Direct Graduate PLUS borrowers must complete Entrance Counseling. Federal Direct Loan borrowers must go to http://studentaid.govhttp://studentaid.govhttp://studentaid.govhttp://studentaid.govhttp://studentaid.gov.

Federal Direct Stafford Loan Confirmation
Stafford Loan borrowers must “accept” each term’s loan at https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF before their funds can be released. Visit http://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.eduhttp://one.uf.edu and select “Login with Gatorlink.” Login with your Gatorlink username and password. In the new window that appears, scroll down to the “Financial Aid” section and select the correct aid year (2021-2022). On the financial aid summary page that appears, scroll down to “Aid Package” and then to “Loans.” Select the “Take Action” button to decline, reduce or accept loans listed. Accept loans early to get your funds at the beginning of the term. See SFA’s website at http://www.sfa.ufl.edu/process/receiving-your-aid/disbursementshttp://www.sfa.ufl.edu/process/receiving-your-aid/disbursements for more complete information on loan processing and disbursement. If you are sure you don’t want to receive a loan, decline it.

Federal Direct Stafford Loan Master Promissory Notes
Previous Stafford Loan borrowers should already have a Stafford Master Promissory Note (MPN) on file. New borrowers who do not have an MPN on file must go to the federal website at http://studentaid.govhttp://studentaid.govhttp://studentaid.govhttp://studentaid.govhttp://studentaid.gov to complete one.

Federal Direct PLUS Loan Master Promissory Notes
New Parent PLUS and Graduate PLUS borrowers who do not have a PLUS Master Promissory Note (MPN) on file must go to the federal website at http://studentaid.govhttp://studentaid.govhttp://studentaid.govhttp://studentaid.govhttp://studentaid.gov to complete one.

Promissory Notes for UF Long-Term Loan Borrowers
The University Bursar (UB) will mail promissory notes to all UF Long-Term loan borrowers. These promissory notes must be signed and returned to UB in S-113 Criser Hall before the loans can be disbursed.

Federal Work-Study/Florida Work Experience
If Federal Work-Study (FWS) or the Florida Work Experience Program (FWEP) is part of your financial aid, you will be paid for hours worked on a biweekly schedule, in accordance with the UF payroll schedule.

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VIII. FEDERAL VERIFICATION

Federal verification is a process of confirming selected data supplied by the applicant and/or parents to the federal government. If your application is selected for verification, you will receive an email from SFA to check your “To-Dos” list on https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF for the documents you are required to provide. Do not submit any documents unless you are requested to do so. If your application is selected for verification, aid cannot be disbursed to you until you have submitted all requested documents and the accuracy of your information has been reviewed and verified. This process can take three weeks or more. Login at https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/https://one.uf.edu/ONE.UF, scroll to “Action Items,” then choose “To-Dos” to complete any and all verification requirements to receive aid you have been offered.

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IX. SATISFACTORY ACADEMIC PROGRESS

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X. WITHDRAWAL and REFUNDS

The Office of the University Registrar assists students who wish to withdraw from UF and coordinates the process. Complete information, as well as the application, can be found on the Registrar’s website at http://www.registrar.ufl.edu/services/withdrawals.htmlhttp://www.registrar.ufl.edu/services/withdrawals.html.

If you officially withdraw or stop attending all courses, you may be required to repay all or part of the financial aid disbursed to you in the term you withdraw.

Students receiving federal funds may be required to repay aid determined to be “unearned.” The earned/unearned calculation is based on the percentage of days you attended during the term in which you withdrew. The amount of aid you have earned is determined on a pro-rata basis. For example, if you completed 30 percent of the term you withdrew, you earn 30 percent of the federal aid you received. Once you have completed 60 percent of the term, you are considered to have earned all of your aid.

The difference between your earned federal aid and 100 percent equals the percentage of unearned federal funds that are subject to repayment. Federal regulations require Title IV aid to be refunded in the following order:

1. Federal Direct Unsubsidized Stafford Loans
2. Federal Direct Subsidized Stafford Loans
3. Federal Direct Graduate PLUS Loans
4. Federal Direct PLUS Loans (for parents)
5. Federal Pell Grants
6. Federal Supplemental Educational Opportunity Grants
7. Federal TEACH Grants
8. Iraq & Afghanistan Service Grants

For any loan funds that you must return, you (or your parent for a Parent PLUS Loan) may repay in accordance with the terms of your promissory note. That is, you make scheduled payments to the holder of the loan over a period of time. If the funds you must repay are grants, federal regulations allow one half of the grant repayment to be forgiven. Any amount you do have to return is a grant overpayment, and you must make arrangements with UF or the U.S. Department of Education to return the funds.

Please Note:
1) You may also be required to repay other federal, state, institutional, or private student financial aid programs based on the terms and conditions associated with those programs.

(2) UF is required to return to the applicable federal program account the unearned percentage of institutional charges (tuition, fees, on-campus housing). You may be billed by UF for any funds returned on your behalf.

(3) UF’s tuition refund policy is separate from the federal requirement to return unearned aid. Whether or not you receive a tuition/fee refund has no bearing on the amount you must repay under this formula.

Refunds
If, due to withdrawal, cancellation, or termination of attendance, you are entitled to a refund of tuition/fees (determined by the University Bursar) or campus housing charges (determined by Housing & Residence Education) and you received aid for the same payment period, part of your refund will be returned to the appropriate federal Title IV or institutional account. After accounts from which you received aid are reimbursed, any amount remaining will be returned to you.

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XI. ADDITIONAL INFORMATION

CONFIDENTIALITY: UF ensures the confidentiality of student records in accordance with State University System rules, state statutes, and the Family Education Rights and Privacy Act of 1974, known as the Buckley Amendment. Your family’s financial information, and the type and amount of your aid are held in confidence. Information is released only with your written consent.

UF INFORMATION PRIVACY STATEMENT: UF values individuals’ privacy and actively seeks to preserve the privacy rights of those who share information with us. For more information, go to http://www.privacy.ufl.eduhttp://www.privacy.ufl.edu.

CONSUMER INFORMATION DISCLOSURE: The university is committed to providing important information to its students, faculty, and staff. Consistent with this commitment and pursuant to the university’s notice and reporting obligations under various laws, a comprehensive listing of relevant consumer information disclosures can be found at https://registrar.ufl.edu/consumer-information.

Visit http://www.sfa.ufl.eduhttp://www.sfa.ufl.eduSFA’s Website for Additional Information
The Student Financial Affairs website includes a description of available financial aid programs as well as information about applying for and receiving financial aid.

To receive assistance with your financial aid questions and additional information about financial aid, undergraduate and graduate students can visit https://www.sfa.ufl.edu/contact-sfa/https://www.sfa.ufl.edu/contact-sfa/www.sfa.ufl.edu/contact-sfa for SFA’s contact information. Student Financial Aid and Scholarships (SFA) is open Monday – Friday, 8:00 am – 4:30 pm (excluding holidays and UF closings).

Undergraduate students enrolled in UF Online can get assistance with financial aid:
• By phone at (352) 294-3290
• By email at ufonlineonestop@mail.ufl.edu.

General Financial Aid Information

Check the Status of Your Financial Aid

I. YOUR FINANCIAL AID

II. FINANCIAL AID ADVISERS

III. YOUR FINANCIAL AID PACKAGE

Take Action on Your Financial Aid

Update Your Financial Aid

Financial Aid Offers

IV. OVERMET NEED

V. FINANCIAL AID PROGRAMS

VI. ENROLLMENT REQUIREMENTS

VII. RECEIVING YOUR AID

VIII. FEDERAL VERIFICATION

IX. SATISFACTORY ACADEMIC PROGRESS

X. WITHDRAWAL and REFUNDS

XI. ADDITIONAL INFORMATION

RESOURCES

CAMPUS

CONNECT