UF Short Term Loans

Short-Term Loans (STL) are available to students enrolled at least half-time to help meet temporary, emergency financial needs related to educational expenses. Registered students with valid repayment sources may borrow up to $1,000 if tuition is paid or deferred, or the amount of their in-state tuition.

Major Short-Term Loan funds include:

    • Claude S. Ginn Memorial Educational Fund
    • Edward J. Triay Jr. Memorial Fund
    • B. A. Tolbert Memorial Fund
    • Exxon Loans
    • Sarafem Dervech
    • T. W. Johnson Loan Funds

Interest is computed monthly at the rate of 1% on the unpaid balance from the date the loan is disbursed. A minimum of one month’s interest will be charged if the loan is paid in full within 30 days. Short-Term Loans must be repaid either when the repayment source is received, OR by the established repayment deadline for the semester in which the loan was received, whichever comes first.

Payment may be made at University Bursar in S-113 Criser Hall at any time before the due date.
See “Disbursement.”

To be eligible, you must:

    1. be enrolled at least half-time as an undergraduate or graduate student;
    2. have a valid repayment source; and
    3. have no “flags” or credit holds.

To apply:

    1. Contact an adviser at Student Financial Affairs in S-107 Criser Hall.
    2. Approved STL awards are normally disbursed within 48–72 hours after submitting the application.