Check your ONE.UF portal for any outstanding “To Do” items and “Holds” to make sure you have submitted or completed all requirements necessary to receive your financial aid. You must complete all federal financial aid requirements before any federal funds can be disbursed to you.
Your Financial Aid Disbursement
- Your aid will be calculated and disbursed based on your total fall enrollment at the end of Drop/Add. If you add classes after Drop/Add those classes will NOT be used in calculating your eligibility for aid.
- Many changes will take effect in the 2026-2027 academic year to certain federal student aid rules. Learn more about what OBBBA will mean for UF students here.
- Disbursement of aid for students who have completed all federal requirements and are enrolled in 15 credit hours (undergraduates) or 12 credit hours (graduates) will begin the first week of classes.
- Need funding before the end of drop/add? A short-term loan or interim grant may be an option. Contact the UF OneStop for more information.
- If you are enrolled less than 15 credit hours (undergraduates) or 12 credit hours (graduates), your financial aid (including loans) will be held until after the end of the Drop/Add period. Read more about determining financial aid minimum enrollment requirements.
- Florida Bright Futures Scholarships, Pell Grants, and Machen Florida Opportunity Scholarships will be disbursed after Drop/Add ends.
- Starting fall 2024, Pell Grant amounts will be based on exact enrollment.
- Due to federal regulations, you can only use financial aid for classes that count toward your declared degree or certificate program.
Pell Grant Amounts Based on Exact Enrollment
Below is a Pell Grant chart based on an estimated 0 Student Aid Index (SAI). Financial Aid eligible Enrollment below 12 hours equates to an Enrollment Intensity that prorates the Pell Grant amount. Federal rounding rules also apply.
| Credit Hours | Enrollment Intensity | Example Pell Total | Fall | Spring |
| 12 (or more) | 100% | $7,395.00 | $3,698.00 | $3,697.00 |
| 11 | 92% | $6,803.00 | $3,402.00 | $3,401.00 |
| 10 | 83% | $6,138.00 | $3,069.00 | $3,069.00 |
| 9 | 75% | $5,546.00 | $2,773.00 | $2,773.00 |
| 8 | 67% | $4,955.00 | $2,478.00 | $2,477.00 |
| 7 | 58% | $4,289.00 | $2,145.00 | $2,144.00 |
| 6 | 50% | $3,698.00 | $1,849.00 | $1,849.00 |
| 5 | 42% | $3,106.00 | $1,553.00 | $1,553.00 |
| 4 | 33% | $2,440.00 | $1,220.00 | $1,220.00 |
| 3 | 25% | $1,849.00 | $925.00 | $924.00 |
| 2 | 17% | $1,257.00 | $629.00 | $628.00 |
| 1 | 8% | $592.00 | $296.00 | $296.00 |
Enrollment Requirements
Most aid programs require students to be enrolled at least half-time; however, due to limited funds, priority is given to full-time students.
Read more about determining financial aid minimum enrollment requirements and refer to the following chart for minimum enrollment eligibility requirements.
Full-Time
| Classification | Fall/Spring | Summer |
|---|---|---|
| Undergraduate/Postbaccalaureate | 12 | 12 |
| Graduate | 9 | 8 |
Half-Time
| Classification | Fall/Spring | Summer |
|---|---|---|
| Undergraduate/Postbaccalaureate | 6 | 6 |
| Graduate | 5 | 4 |
Medical, Dental, Veterinary Medicine, Pharmacy and Law students should contact their financial aid advisor for enrollment requirements.
Dropping Classes
- If you are paid before the end of Drop/Add based on full-time enrollment and subsequently drop to less than full-time status, your “cost of attendance” will be adjusted to reflect your actual enrollment.
- Adjusting your cost of attendance may require a reduction in the amount of financial aid awarded to you or repayment of aid already received.
Federal Requirements
If all federal requirements to receive your aid (such as federal verification, entrance counseling, promissory notes, and other requests for information) have not been completed by the end of the term, your aid will be cancelled.
Sign Up for Direct Deposit
Direct Deposit is the quickest and safest way to receive your financial aid refunds. To sign up, go to the OneUF Direct Deposit webpage and sign in with your Gatorlink username and password.
Consumer Information Disclosure for all University of Florida Students
In accordance with the Higher Education Act of 1965 (HEA), postsecondary educational institutions awarding and disbursing Title IV federal student aid funds are required to make consumer information accessible and easy to obtain. Consumer Information is intended to help prospective students, current students, students’ parents, and employees make informed decisions regarding education or employment at the University of Florida. Such disclosures are available on the Office of Student Financial Aid and Scholarship’s website at Consumer Information Disclosure.
Contact the OneStop
If you have questions or need additional information, please contact a financial aid adviser at the OneStop or call 352-392-2244 or 833-UF1-STOP.