Student Loan Debt Relief

Federal Student Aid and the Biden-Harris Administration have announced possible federal loan forgiveness plans of up to $20,000 for prior Pell Grant recipients and up to $10,000 for all other federal loan borrowers. To be eligible, borrower’s annual income must be below $125,000 (individuals) and $250,000 (married couples/head of households).

Borrowers can now apply for cancellation through Federal Student Aid’s (FSA) website:  The application is available in desktop and mobile versions, as well as English and Spanish.

Visit for the most up-to-date information.


The Department of Education has a record of all prior federal student loan borrowing and Pell Grant recipients.  You will not need documentation from UF to document your federal loan or Pell Grant history.


We will update this webpage as more details about the student loan debt relief plan are released by the U.S. Department of Education.

What can borrowers do right now?


Visit for up-to-date information on the Student Loan Debt Relief program. Below are key points from August 25, 2022, which are subject to change.

  • The relief includes current students and borrowers who have federally-held undergraduate, graduate, and Parent PLUS loans that have been fully disbursed by June 30, 2022.
  • Borrowers who were dependent students in the 2021-22 year will be eligible for relief based on parental income, rather than their own income.
  • The student debt relief is a one-time, pandemic-related loan cancellation.
  • The U.S. Department of Education will have income data for any borrowers who completed a FAFSA in 2021-22 and if the borrower was a dependent in 2021-22, the U.S. Department of Education will be using parental income information to calculate loan cancellation eligibility.
  • Payments will resume 60 days after the Department is permitted to implement the program or the litigation is resolved, which will give the Supreme Court an opportunity to resolve the case during its current Term. If the program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that.