Student Loan Debt Relief

Federal Student Aid and the Biden-Harris Administration have announced federal loan forgiveness plans of up to $20,000 for prior Pell Grant recipients and up to $10,000 for all other federal loan borrowers. To be eligible, borrower’s annual income must be below $125,000 (individuals) and $250,000 (married couples/head of households).

If the U.S. Department of Education doesn’t have your income data, or if you don’t know if the U.S. Department of Education has your income data, the Administration will launch a simple application in the coming weeks.

Borrowers can view their federal loan balances and check their Pell Grant award status by logging into their Federal Student Aid account online at

Visit for the most up-to-date information.

If you would like to be notified by the U.S. Department of Education when the application is open, sign up at the of Education subscription page.


The Department of Education has a record of all prior federal student loan borrowing and Pell Grant recipients.  You will not need documentation from UF to document your federal loan or Pell Grant history.


We will update this webpage as more details about the student loan debt relief plan are released by the U.S. Department of Education.

What can borrowers do right now?


Visit for up-to-date information on the Student Loan Debt Relief program. Below are key points from August 25, 2022, which are subject to change.

  • The relief includes current students and borrowers who have federally-held undergraduate, graduate, and Parent PLUS loans that have been fully disbursed by June 30, 2022.
  • Borrowers who were dependent students in the 2021-22 year will be eligible for relief based on parental income, rather than their own income.
  • The student debt relief is a one-time, pandemic-related loan cancellation.
  • The U.S. Department of Education will have income data for any borrowers who completed a FAFSA in 2021-22 and if the borrower was a dependent in 2021-22, the U.S. Department of Education will be using parental income information to calculate loan cancellation eligibility.
  • For those borrowers for whom the U.S. Department of Education doesn’t already have existing income data, an application will be available in September.
  • Borrowers who want to be notified when the application is open should sign up for notifications at the the Department of Education subscription page.
  • The Biden- Harris Administration will extend the student loan repayment pause a final time through December 31, 2022, with payments resuming in January 2023.