Aid Programs
UF Emergency Short-Term Loans
Short-Term Loans (STL) are available to students enrolled at least half-time to help meet temporary, emergency financial needs related to educational expenses. Registered students with valid repayment sources may borrow up to $1,000, or if tuition is paid or deferred, the amount of their in-state tuition.
Major Short-Term Loan funds include: Claude S. Ginn Memorial Educational; Edward J. Triay, Jr., Memorial; B. A. Tolbert Memorial; Exxon Loans; Sara Lou Dervech; and T. W. Johnson Loan funds.
Interest is computed monthly at the rate of 1% on the unpaid balance from the date the loan is disbursed. A minimum of one month's interest will be charged if the loan is paid in full within 30 days. Short-Term Loans must be repaid, either when the repayment source is received, OR by the first day of the last month in the semester in which the loan is taken out, whichever comes first. Payment may be made at University Financial Services in S-108 Criser Hall at any time before the due date. See “Disbursement”.
To be eligible, you must:
- be enrolled at least half-time as an undergraduate or graduate student;
- have a valid repayment source; and
- have no “flags” or credit holds.
To apply:
- See an adviser at Student Financial Affairs in S-107 Criser Hall to complete an application.
- Approved STL awards are normally disbursed within 48 hours after submitting the application.