Aid Programs
Student Loans
Loan programs listed on this page are programs administered and/or awarded through the UF Office for Student Financial Affairs (SFA).
Educational loans are the largest financial resource available
to students pursuing postsecondary education. Student loan programs, which
allow students to borrow low interest money with no collateral and generally
no co-signer, are considered financial aid. Most do not need to be repaid
until the student graduates or drops to less than half-time status.
Borrowing money for college is a serious financial obligation. In addition to principal borrowed, interest is generally charged for use of funds. It's important to remember when you borrow money that it must eventually be repaid. When signing a loan promissory note, you make a legal and ethical agreement. Legally, you will be required to sign the note promising to repay the loan. Ethically, you are responsible to future borrowers, since collections from old loans are a major funding source for new loans. Consider this commitment carefully when taking out a loan, and consider how much you reasonably can repay. Read more about loans and debt management in Debt Management & Student Loans.